Author Archives: David

Solving the FERS Retirement Puzzle

I’ve had the privilege of counseling over 10,000 postal employees over my career. Each one of these employees had different situations and circumstances that influenced when they should retire. Notice I said SHOULD retire and not when they COULD retire. … Continue reading

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The True “Cost” of the G and F funds

Are you contributing to the TSP? Are you one of the 47% of federal employees who are either in the G or the F fund right now because of its safety? We wanted to shed some light on a few … Continue reading

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Postponed and Deferred Postal Retirement

Those of you who are wanting out and don’t quite meet the basic requirements need to understand all of your options. This article is for FERS employees with at least 5 years of service and want to know their options … Continue reading

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Taxes and Retirement

I hate to bring up the nasty subject of taxes but unfortunately it is a subject none of us can escape. Some of you are going to retire in the next couple of years and there isn’t a whole lot … Continue reading

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Disability Retirement – Part 3

In this article we will address how to write your letter to your doctors as well as how the compensation works if you are approved for a disability retirement. Example Letter to Doctor: (Start example) Dr. Anyone, On August 6, … Continue reading

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Disability Retirement – Part 2

In this article we will give you an example of how a postal employee should describe their job duties as part of the disability retirement process. Example: (Start example) The position of a Sales and Service Distribution clerk assigned to … Continue reading

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Disability Retirement – Part 1

There are thousands of Postal employees who are eligible for a Disability retirement but are unsure if they qualify or they are intimidated of the process. Our goal is to give you a detailed description of what is involved as … Continue reading

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Updating your Beneficiaries – Part 2

Most Postal employees understand they need to have beneficiaries designated for their benefits. The most common beneficiaries are for your TSP (TSP-3) and your FEGLI coverage (SF 2823). You can learn more about updating your FEGLI and TSP beneficiaries by … Continue reading

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Preparing for Postal Retirement

Thousands of Postal employees are considering retirement. This article will help you prepare for the retirement process and make sure you understand how timing factors into when to retire. After reading this, if you have additional questions please do not … Continue reading

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CSRS Employees and Social Security

One of the most common questions we receive in our seminars is from CSRS employees on their Social Security. While there aren’t a lot of CSRS employees who qualified for Social Security there are enough that we felt it necessary … Continue reading

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